XRP Price Prediction 2025, 2026, 2030, 2040 and 2050: Can XRP Hit $100?

Those who have spent enough time in the Cryptoverse know that if Bitcoin and Ethereum are the king and queen of the industry, Ripple (XRP) is the secret star.

2023 proved lucky for XRP, as it booked a remarkable win in a long-pending lawsuit against the SEC. This victory brought a "ripple" of excitement and boosted its price. Fast-forward to 2024, a series of interesting events caused XRP to skyrocket by 350% in less than a month! What are these game-changing events, and what lies ahead for XRP? Know it all in this comprehensive XRP price prediction for 2024, 2025, 2026, 2030, 2040, and 2050.

If you read it till the end, you will also get the bonus information on top googled questions about XRP, like- Can XRP hit $10? Can XRP hit $5? Can XRP hit $20? And can XRP hit $100?

A Quick Overview of Ripple (XRP)

Ripple (XRP) is the native digital asset of an open-source, blockchain-based XRP Ledger. Launched in 2012, it aims to facilitate fast, low-cost cross-border transactions in 3 to 5 seconds through the XRP Ledger software.

Three engineers—David Schwartz, Jed McCaleb, and Arthur Britto—started developing the XRP Ledger (XRPL) in 2011 and launched it in June 2012. After that, Chris Larsen joined their group, and they all started the company NewCoin in September 2012. This company was later named OpenCoin and is now known as Ripple. As a result, Ripple received 80 billion XRP and, hence, owns most of the project.

As the native token of the Ripple network, XRP is the medium of exchange for all the company's primary products. It can handle up to 1500 transactions per second (TPS) and takes only 3-5 seconds to process one transaction.

Unlike other cryptocurrencies, XRP does not require consensus-based mining. Instead, it is “pre-mined”, meaning that the XRP ledger created 100 billion XRPs that it releases periodically for public use. Ripple network also reserves a percentage of XRP for regular releases into the market. The technical design of this currency is somewhat centralized because it has a much smaller number of validators (100 validators) who control the transaction processing compared to other similar blockchain projects.

That’s enough to give you the gist of XRP as a crypto before we delve into XRP price prediction for 2024, 2025, 2026, 2030, 2040, and 2050.

Now, let’s quickly decode the enigma of its price history to understand where the currency stands.

Ripple (XRP) Price History

Ripple (XRP) was first traded in the crypto market in August 2013 at $0.01. By 2014, it had managed to do some significant partnerships with three banks, more than a dozen certified gateways, and even with a network. However, these partnerships did not pay well as the coin experienced a significant crash, followed by a slight recovery by the end of 2014. This unexpected fall was likely due to the infamous hack of the Mt.Gox crypto exchange. In 2015, Ripple rebranded from OpenCoin (its former name) to Ripple Labs. The company also held a series of funding rounds in the same year and raised significantly through a strategic investment.

After that, Ripple teamed up with 10 top banks to help them adopt its payment network. Unfortunately, these partnerships did not reflect in the price of XRP, which continuously plummeted throughout the year. By the end of 2015, the coin hit a low point of $0.0060. The following year gave much-needed stability for its price fluctuations. Soon, Ripple completed more integrations with some central banks, which made its price surge in the last quarter of 2016.

Then came the year of bull runs in crypto. After Bitcoin reached its first $20,000 mark, XRP joined the party and surged from $0.005 to $0.04 in May 2017. By the year-end, the coin resumed another rally and ended the year at $2.3.

In 2018, XRP continued to rally and hit an ATH of $3.37 in January. However, immediately after, it initiated a downward rally that took its price to as low as $0.5 and then $0.28. This price crash did not affect Ripple's partnership quest as it continued to partner with multiple financial institutions.

By 2019, the voices claiming Ripple to be security started getting louder, and it received some lawsuits to deal with. This, somewhere, affected the price of XRP, which dropped to as low as $0.20.

Then came 2020, when the crypto market followed a price crash. It dropped from $0.32 to $0.12 before recovering to $0.70. This rally ended abruptly for Ripple as the SEC (Securities and Exchange Commission) filed a lawsuit against Ripple, accusing it of conducting an unregistered security offering through the XRP sale. The legal battle between SEC and Ripple remained the key highlight of 2021. As the coin confidently defied the SEC, it joined the 2021 rally despite the lawsuit and reached $1.8 in April. After some corrections, its price stabilized at $0.84.

2022 severely damaged the crypto industry due to the fall of the FTT token and the collapse of various crypto institutions like Celsius, BlockFi, Voyager Digital, and many more. XRP followed a downward spiral for many months. Finally, it won the lawsuit against the SEC on July 13, 2023, and registered a remarkable rally of 96%, causing XRP to hit its 2023 high of $0.82. However, it could only sustain this price briefly as multiple XRP investors sold off their holdings to book profits. As a result, the price of the crypto began falling and hit the $0.47 mark in September. With the beginning of 2023’s last quarter, XRP price again started to pump due to the positive market sentiments driven by BlackRock applying for Bitcoin ETF. Again, the hike was short-lived this time, and XRP price declined for the rest of the quarter. XRP ended the year at $0.62.

The price drop continued even in the first month of 2024 when XRP was trading at as low as $0.50. However, in February, things changed for the better. The sentiments of the entire crypto market shifted to greed due to the rising demand for Bitcoin after the approval of multiple US-based Bitcoin ETFs and the anticipation of the fourth Bitcoin halving, scheduled for April 2024. Both these factors boosted the price of multiple cryptocurrencies, with XRP also being one of them. After a bullish February, XRP began trading at $0.71 in March.

This bullish momentum continued in the first half of April, as many crypto analysts predicted a strong trajectory for XRP post-victory. In May, the XRP price pulled back after its official page revealed some glitches in the automated market maker (AMM) pools on the XRP ledger. By the beginning of July, XRP’s price had fallen to $0.41. However, the sentiments soon began to shift when the chances of its complete victory over the SEC grew stronger. Plus, the company behind XRP, Ripple, announced the unlocking of 1 billion XRP in August as part of a pre-determined unlock schedule. This news hinted towards rising liquidity, positively affecting the XRP price. By August, XRP was back to $0.6 but still down from its march price level of $0.7.

Since then, XRP price kept dropping for months until the market situations flipped in November 2024. With the probability of crypto supporter presidential candidate, Donald Trump, winning US elections strengthening, XRP’s price began to surge. This is because Trump announced to remove the SEC chairman, Gary Gensler, as soon as he becomes the president. The Ripple community behaved bearishly over this news as they believe US SEC has been the key obstacle in XRP’s growth. The upward momentum in XRP price began even vertical when Trump registered victory. Within a month, XRP pumped over 350%, making headlines and boosting spirit of its loyal investors. However, it is still 40% down from its all-time high of $3.84.

Now, let's examine its price predictions for 2024, 2025, 2026, 2030, 2040, and 2050 to know its future possibilities.

Ripple (XRP) Price Prediction 2024 (USD & INR)

To understand Ripple price prediction 2024 (December), it is important to know the exact status of its court dispute with the SEC. It is because the XRP price is highly sensitive to this case-related news since this case has been limiting its upside.

In July 2023, the court gave its historic judgement in Ripple’s favour, declaring that it is not a security. This announcement dismissed most of the SEC's complaints while also preventing the SEC from appealing the decision. While the charges involving ordinary investors accessing the Ripple token were swept under the rug, the charges on Ripple for selling XRP tokens to institutional investors during its launch remain. This charge states that XRP may have been a security when sold to institutional investors during its launch.

Thus, the final stage of the years-long legal battle between the SEC and Ripple over XRP tokens remains. This final stage is called the remedies phase, which can be completed in 2024. A dedicated XRP enthusiast, Ashley Prosper, who is deeply invested in the legal clash between them previously shared that the final ruling in the case could come between July and September. However, both parties (SEC and Ripple) could not come to an agreement so far.

Interestingly, the SEC chairman, Gary Gensler, announced that he would be resigning on January 20, 2024. This could mean that the SEC can drop its charges against Ripple and eventually close the case. Gary's decision to resign came after the victory of Donald Trump, who had earlier announced his plan to fire Gary on the first day of his presidency. This speculation can further surge the XRP price in December 2024 if the current momentum continues. XRP can even break its all-time high of $3.84 as the date of Gary’s resignation comes closer.

Get the latest update of Ripple vs SEC case.

One important factor that can further take XRP price to near or above $3 is its relisting on multiple crypto exchanges. Back in 2020, when the SEC filed a lawsuit against Ripple, many US-based crypto exchanges delisted XRP to avoid legal scrutiny from the SEC. Now, if the court gives its final ruling this year in Ripple's favour, many crypto exchanges can relist it, increasing its accessibility and liquidity. This can eventually lead to a massive surge in the trading volume of XRP and, hence, its price.

Additionally, the build-up in the crypto market after Bitcoin halvings can also contribute as a catalyst for XRP’s price boost in 2024. Every time Bitcoin undergoes halving, it eventually has led the price of other cryptocurrencies to surge by the year's end. Though there is no surety that history will repeat itself this year, it is still a possible scenario to consider.

Last is the new wave of applications by XRP Ledger in 2024. Ripple’s developer arm has announced in 2023 that it will grant $1.3 million to support 22 projects from 13 countries leveraging XRPL. The recipients of these grants exhibited a lineup of multiple groundbreaking projects from various Web3 sections, including GameFi, DeFi,NFT and more. These projects can benefit the XRPL ecosystem, paving another possibility of upward price swing for XRP. Since the new wave of these applications will reopen in 2024, it can further strengthen the XRP ecosystem.

Citing all these possibilities, Ripple CEO Brad Garlinghouse also shared his optimism about XRP’s future in May 2024. He shared his enthusiasm over the rising number of XRP-community-led events, indicating a strong year ahead. Some major events in XRP this year include XRP Gold Coast 2024, XRP Las Vegas and XRP Ledger Apex in Amsterdam. Garlinghouse’s commitment to attending these events underscores Ripple’s commitment to fostering a collaborative environment.

Considering these factors, our Ripple price prediction for 2024 in USD ranges from $2.2 to $4.2 with an average of $2.8.

The same price prediction in INR is - ₹186 (minimum), ₹355 (maximum) and ₹237 (average).

Ripple (XRP) Price Prediction 2025

When it comes to XRP price prediction for 2025, our overall outlook is bullish for multiple reasons.

Historically, the year post-Bitcoin halving proves bullish for the crypto market, and that’s why most analysts are predicting sky-high valuations for XRP in 2025. However, an essential factor to remember is the token distribution of XRP. Around 50% of the XRP token supply is locked in Smart contracts. 1% of this supply is released monthly. It means that in the next 48 months, almost all XRP token supplies will be unlocked. This could cause high selling pressure for Ripple in the future.

Thus, reaching a new ATH may take more work for XRP price, given its increasing supply, centralized nature, and other global concerns. If the coin succeeds in making some strong partnerships with banks and other traditional financial institutions, it can achieve possible highs faster.

However, the positive side is that investors are no more hesitant to invest in XRP due toto the lawsuit.

With Gary Gensler resigning as US SEC chairman and Donald Trump becoming president in January 2025, market sentiments can be extremely bullish for XRP. Moreover, we can also expect its listing and relisting on many platforms, further contributing to its price growth.

Thus, our Ripple price prediction for 2025 is - $15 (in the bullish scenario) and $5 (in the bearish scenario), with $9 as the average price level.

The same price prediction of Ripple in INR is - ₹1270 (maximum), ₹423 (minimum) and ₹762 (average).

Ripple (XRP) Price Prediction 2026

There could be a noticeable XRP price drop in 2026 as it can face strong selling pressure after reaching the euphoria stage in the bull run of 2025. This downward trend can continue throughout the year, resulting in XRP losing most of its gains. The wider market sentiments turning to a heavy correction phase could be the key reason behind this drop. As we also mentioned in our VeChain and Polkadot price prediction, 2026 can turn out very similar to 2022 if the market cycle repeats.

However, if XRP succeeds in maintaining its growth and excitement, it could maintain its price in 2026.

Considering all these possibilities, our XRP price prediction is $20 (maximum), $12 (minimum) and $16 average).

The same Ripple price prediction for 2026 in INR is- ₹1694 (maximum), ₹1016 (minimum), and ₹1355 (average).

Ripple (XRP) Price Prediction 2030

Since crypto adoption is skyrocketing, Ripple holds a strong chance of increased recognition in this decade. With the rising global trade, the demand for a faster and more cost-efficient mode of payment is rising simultaneously. Ripple has already booked dozens of partnerships and will probably continue to book more in the upcoming time. According to some experts, the advent of CBDC (Central Bank Digital Currency) will also cause demand for XRP to surge because it can act as a bridge currency for facilitating different CBDC transfers. Moreover, the 5th bitcoin halving will also be completed in 2028, which can lead to another bull run on a larger scale.

However, the currency's centralized nature may impact its upcoming price trajectory and demand. Pondering all these possibilities and factors, our XRP price prediction for 2030 is $50 (maximum), $35 (minimum), and $43 (average).

The same XRP price prediction for 2030 in INR, is - ₹4235 (maximum), ₹2964 (minimum) and ₹3642 (average).

Ripple (XRP) Price Prediction 2040

According to multiple crypto analyst panels, XRP's long-term potential is better than its short-term potential. This is because XRP needs help building the strong momentum required for exponential growth. However, this trend can reverse long-term, leading XRP to an extremely bullish price point by 2040.

Additionally, being one of the top cryptocurrencies by market cap, XRP enjoys a respectable position in crypto. It has a strong community of holders that stayed loyal throughout its years-long trial with SEC. This indicates that XRP’s future will look strong in the long run if it maintains its popularity and development.

Thus, our XRP price prediction for 2040 is- $82 (maximum), $71(minimum) and $76 (average).

The same Ripple price prediction for 2040 in INR is- ₹6946 (maximum), ₹6014 (minimum) and ₹6437 (average).

Ripple (XRP) Price Prediction 2050

The long-run price performance of XRP is directly proportional to the growth of the crypto market, which is expected to grow at a CAGR of 11.1% for the next few years. This indicates that the crypto market is continuously expanding, which can benefit the XRP price in the upcoming decades.

Moreover, the limited maximum supply of XRP (100,000,000,000 XRP) also gives it an edge over other cryptocurrencies with unlimited supply.

After analysing these factors, our XRP price prediction for 2050 is- $150 (maximum), $127 (minimum), and $142 (average).

The same Ripple price prediction in INR for 2050 is - ₹12706 (maximum), ₹10758 (minimum) and ₹12028 (average).

Below is a compiled table of Ripple price prediction for 2024, 2025, 2026, 2030, 2040 and 2050:

The same XRP price prediction for 2024, 2025, 2026, 2030, 2040 and 2050 INR is:

NOTE: All INR prices in this Ripple Price Prediction blog are based on the current USD-INR exchange rates ($1 = INR 83).

Can XRP Hit $5?

Yes, XRP can potentially hit $5 in the upcoming years. This is because it surged 350% in November after the announcement of the US SEC chairman resigning. This indicates that XRP has gained a good upward momentum, which can last for months. Its victory against the US. SEC has boosted investor confidence in it as a strong crypto project. Additionally, broader market trends, such as Bitcoin halving cycles and overall crypto adoption, could act as catalysts for XRP's price surge. However, challenges like increasing token supply and market volatility could delay its upward trajectory toward the $5 mark.

Can XRP Hit $10?

XRP hitting $10 is not a question of “if” but a question of “when”. Being one of the top ten cryptocurrencies by market cap, Ripple (XRP) enjoys strong community support, a respectable position, and multiple institutional investors' interest. Its recent win over the SEC proved its resilience as a reliable cryptocurrency in retail investors. Moreover, its ability to facilitate international transactions in seconds and at a fractional cost compared to traditional means gives it a strong future outlook. Unlike multiple top cryptocurrencies like Ethereum and Solana with unlimited supply, XRP has a fixed supply of 100,000,000,000, paving the way for its stronger demand-supply dynamics. Thus, XRP can hit $10 before the end of 2025, if the market excitement remains and its developments attract investors’ interest.

Can XRP Hit $20?

Yes, XRP is potentially poised to reach the $20 milestone in the coming years. Its role in streamlining international payments, robust support from its core team, impressive resilience, and growing community trust all contribute to its solid long-term growth prospects. While these factors align favourably for XRP, the inherent market volatility and unpredictable dynamics may present hurdles, possibly delaying its journey to the $20 mark.

Can Ripple (XRP) Hit $100?

When it comes to whether Ripple (XRP) can hit $100 or not, the goal looks highly ambitious but not entirely impossible. For XRP to hit $100, its market capitalization would need to reach $10 trillion, surpassing the combined value of some of the largest global financial systems. This would require unprecedented adoption of XRP as the global standard for cross-border payments, replacing multiple existing financial technologies. Additionally, favourable outcomes in regulatory battles, widespread institutional adoption, and global financial integration of Ripple’s technology would need to align seamlessly. Furthermore, even with its strong utility and partnerships, achieving this price would demand a huge fund inflow in the XRP market, which may take years.

FAQs

Where to buy Ripple (XRP) in India?

Flitpay is the best platform to buy XRP in India. Here, you can easily buy XRP, BTC and more than 150+ other cryptocurrencies. It is an FIU-approved cryptocurrency exchange with strong customer support and quick deposits/withdrawals.

How to buy Ripple (XRP) in India?

You can easily buy Ripple (XRP) in India on the safest crypto exchanges, like Flitpay, with the lowest fees.

To Buy Ripple (XRP) in India:

1. Register on Flitpay and create an account.

2. Verify your identity through Know-your-customer (KYC)

3. Add INR or Fiat currency, corresponding to the amount of XRP you want to buy.

4. Instantly buy XRP with the deposited funds.

Is Ripple a good coin to buy?

Whether or not Ripple (XRP) is a good coin depends on your patience level, investment goals and investment period. While XRP has not showcased high volatility in the past year. Despite being one of the top fifteen cryptocurrencies, XRP has been delaying gaining momentum and hence can witness slower growth than other coins. However, it's fundamentals and ongoing projects may soon play out to help it break its momentum and experience a bullish rally.

How much will Ripple (XRP) be worth in 2025?

Our Ripple price prediction for 2025 shows that Ripple (XRP) can be worth between $12 to $20, with an average price of $16. The same XRP price prediction for 2025 in INR is ₹1016 (min), ₹1694 (max) and ₹1355 (avg).